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WELCOME TO TEAM V.A.L.O.R.
HOME LOANS

 

SM

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POWERED BY:
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TEAM VALOR: new york state's
authority on the
va home loan benefit

​Why Choose Team VALOR? At Team VALOR, we understand that serving those who have served our country is not just a duty; it’s our mission. We pride ourselves on treating you and your family as our own, ensuring you receive the exceptional support and guidance you deserve throughout the home financing process. Navigating specialized loan programs such as the VA Home Loan, DSCR Loan, and Divorce Mortgage Guidance requires expert knowledge of underwriting guidelines and processes. Our dedicated team is well-versed in these programs, ensuring that you have a partner who will go above and beyond to secure the best possible results for you. That's the Team VALOR way.

TM

Our Mission: Through education and advocacy, we empower military families to leverage the entitlements they have diligently earned, allowing them to own a piece of the country they have faithfully protected.

Our Vision: To ensure Veterans, Guard/Reserves and Active Duty Military members are provided with EXPERT representation and execution per the VA Home Loan Benefit they have earned. To ensure that VA Home Loan offers are held in the highest regard in the state of New York. Our military members give their lives for our freedoms - it's imperative that their VA Home Loan purchase contract offers are respected, reviewed, and accepted.

Meeting

Why Choose Team VALOR?

We're available
(you won't get a call center)
We take The time to explain YOUR loan fees
We partner
with the FASTEST Lenders in the country
We shop interest rates for you (even after you're locked)
We Donate On Your Behalf
(Click here)
We’ve Been There - As HOME & INVESTMENT BUYERS
Contact

WE'RE HERE TO HELP!

Reach out to us - we'd love to connect with you.

Thank you for contacting Team VALOR!

John Paul Kaczmar - NMLS #1893759 - Licensed in PA (NY pending)

808-838-9427

loanteam@teamvalorhomeloans.com

MORTGAGE BROKER ONLY

NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER​d

NMLS Consumer Access

Important Disclosures

REVIEWS

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Main Office: Scott Capital Group – NMLS #876527
1890 Palmer Ave Suite 302, Larchmont, NY 10538

Licensed in CA, CT, FL, NJ, NY, NC, PA

(212) 228-7559   

scottw@scottcapitalgroup.com

Registered Mortgage Broker-NYS Department of Financial Services - All mortgage loans arranged with third party providers. Licensed by the NJ Department of Banking and Insurance. â€‹

Equal Housing Opportunity
namb certified veterans loan specialist
service member saluting
Real Estate Collaboration Specialist - Divorce

© 2025 by Team VALOR Home Loans. All rights reserved.

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