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Dollar Bills
All In One Loan

​If you paid off your home in 10 years or less, what could you do with that income over the next 20 years? 
​
What would it mean to you and your family to have access to the money you're applying toward your principal balance in case of an emergency medical expense or investment opportunity?
​
How would it feel to save and invest more, be retirement eligible faster, and buy that vacation home / investment property?

It's not too good to be true.

The average AIO Client pays their home off in 10.4 years.

See below to understand what your
30 Year Fixed Rate Mortgage
TOTAL INTEREST PAID looks like after 10 years...

Mortgage Interest Paid after 10 Years
Mortgage Interest Paid after 10 Years
Mortgage Interest Paid after 10 Years

30 Year 3% Interest Rate

30 Year 7% Interest Rate

30 Year 5% Interest Rate

Ask your self these two questions

 ANSWER THESE TWO QUESTIONS... 

1 - "What amount of my current mortgage payment is principal vs. interest?"

2 - "How much total interest will I pay the bank over the life of my mortgage?"
​
HOW LONG you're exposed to an Interest Rate determines how much interest you will pay the bank. DECREASE THE TIME you're exposed to an Interest Rate - decrease your interest paid.

See real-world All In One Loan client scenarios below...

All In One Loan Savings
All In One Loan Savings
All In One Loan Savings

6.75% IR

4.25% IR

2.99% IR

Peaceful Home

AIO Loan Program Highlights

  • For Primary Residence / 2nd Home / Investment Property.

  • Purchase / Rate & Term Refi / Cash Out Refi.

  • First lien HELOC. Skip the hassle of getting a HELOC later.

  • Payments are principal first.

  • Interest is calculated nightly on the balance of the loan.

  • Need to skip a few payments? No problem. Use available equity without impact to your credit score/report.

  • 30 year loan - no balloon payment.

  • Use your equity to buy additional properties in cash.

    • aka "The AIO Method"​
  • AIO Requirements:

    • Cash flow positive

    • 700 credit score minimum

    • 10% down on purchase

    • 10% reserves in bank or retirement or investment

All In One Loan Logo

What could you accomplish without a mortgage payment?

What could you accomplish with your All In One Loan?

Whether you're a business, family, or individual, we promise you won't regret connecting with us to learn more about the AIO Loan. It's not just another loan - it's the pathway toward financial freedom and actual home ownership. Schedule a live or virtual 1-on-1 OR group seminar today.

Thank you for contacting Team VALOR!

John Paul Kaczmar - NMLS #1893759 - Licensed in PA (NY pending)

808-838-9427

loanteam@teamvalorhomeloans.com

MORTGAGE BROKER ONLY

NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER​d

NMLS Consumer Access

Important Disclosures

REVIEWS

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Main Office: Scott Capital Group – NMLS #876527
1890 Palmer Ave Suite 302, Larchmont, NY 10538

Licensed in CA, CT, FL, NJ, NY, NC, PA

(212) 228-7559   

scottw@scottcapitalgroup.com

Registered Mortgage Broker-NYS Department of Financial Services - All mortgage loans arranged with third party providers. Licensed by the NJ Department of Banking and Insurance. â€‹

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